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Agro Access will offer a simple futures contract that will allow the trader to lock in a price up to six months in advance of a commodity being harvested, and give the farmer financial security for crops yet to planted. The underlying commodities of these contracts will be insured up to the futures contract value by the farmer (if the farmer cannot afford the insurance premium Agro Access will purchase it on his behalf, cost of which will be recouped at contract maturity date with minimal interest.